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Credit Cards for Bad Credit or No Credit

When you apply for any kind of credit, the lending institution will run what’s called a “hard inquiry” or “hard pull”, which is a formal credit check that requires your approval. This check is intended to give lenders an opportunity to evaluate your reliability as a loanee, and sometimes will take a few points off your score.

While a few points here and there won’t ultimately impact your credit score, repeated attempts to secure new means of credit –– like persistently applying for credit cards that are out of your credit league –– will. Lenders think that you’re desperate for credit, which isn’t a good look for you, or your credit history.

Make sure that when you are researching credit cards, you keep in mind your personal financial history, credit score, and payment reliability, so you can select and apply for a card that makes sense for you. 

Credit Reporting/Credit Monitoring

 

Identity IQ Credit Monitoring

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WHY DO I NEED TO CHECK MY CREDIT SCORE? A good credit score is your passport to competitive interest rates for mortgages, cars, credit card of..

  • Instantly Access your Credit Scores from All 3 Bureaus
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  • Just $21.95/month after until cancelled

 

 

 

 

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NEWS & Updates

Join us at our Fort Worth Mixer Event

15-Feb-2018
Thursday, February 15th from 5:30PM - 7:30PM at Blue Mesa Bar and Grill - Fort Worth Busines..

Calling all Real Estate Investors

08-Feb-2018
Join Rising Point Solutions Owner, Carl Stanley, at the Dallas REIG monthly meeting for a detail..

EXCITING ANNOUNCEMENT!

02-Feb-2018
We are so excited to announce that we are apart of the exclusive partnership with JP & Assoc..

February is American Heart Month

01-Feb-2018
Join Rising Point Solutions in showing our support and raise awareness for heart disease. On Feb..

Join us at our Dallas Mixer Event!

18-Jan-2018
Thursday, January 18th from 5:30 -7:30PM Sambuca360 at The Shops at Legacy Business Card..

MCE Class with Home Bridge

18-Jan-2018
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MCE Class with Supreme Lending

11-Jan-2018
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Disclaimer: Improvement of your credit score and/or particular results vary per client. We cannot guarantee any results or improvement as stated in our Guarantee Disclaimer. Following our best results practices and educational consulting, we do typically see improvement in credit scores.