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Credit Cards for Bad Credit or No Credit

When you apply for any kind of credit, the lending institution will run what’s called a “hard inquiry” or “hard pull”, which is a formal credit check that requires your approval. This check is intended to give lenders an opportunity to evaluate your reliability as a loanee, and sometimes will take a few points off your score.

While a few points here and there won’t ultimately impact your credit score, repeated attempts to secure new means of credit –– like persistently applying for credit cards that are out of your credit league –– will. Lenders think that you’re desperate for credit, which isn’t a good look for you, or your credit history.

Make sure that when you are researching credit cards, you keep in mind your personal financial history, credit score, and payment reliability, so you can select and apply for a card that makes sense for you. 

Credit Reporting/Credit Monitoring

 

Identity IQ Credit Monitoring

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NEWS & Updates

Credit Education with AMCAP Home Loans

26-Feb-2019
Join Rising Point Solutions and AMCAP Home Loans (Yvonne Grayson) for our 2-hour CE Course on Cr..

Credit Education with Gateway Mortgage

25-Feb-2019
Calling all Houston Realtors! Come join us for an amazing CE course and happy hour to follow. ..

Credit Education with Supreme Lending & Boston National Title

21-Feb-2019
Hey Dallas Real Estate Agents, come join Rising Point Solutions, Supreme Lending, and Boston Nat..

Did you miss our Fort Worth Happy Hour?

21-Feb-2019
Then join us for our Dallas Happy Hour Event on February 21st from 5:30-7:30pm at Blue Mesa in Plano..

Credit Education with Guild Mortgage

19-Feb-2019
Join us on February 19th from 11:00am - 1:30pm for Credit Education for Realtors with Guild Mort..

Credit Education with The Morine Group

07-Feb-2019
Rising Point Solutions is excited to be hosting our Credit Education for Realtors for The Morine..

Tune in TONIGHT!

22-Jan-2019
Tune in at 7:30pm central tonight to watch our Bilingual Regional Manager, Alfredo Guerrero talk..
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Disclaimer: Improvement of your credit score and/or particular results vary per client. We cannot guarantee any results or improvement as stated in our Guarantee Disclaimer. Following our best results practices and educational consulting, we do typically see improvement in credit scores.