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Recent Success Stories


5 Things to Know before Buying a House

Monday, June 04, 2018
Home prices are on the rise nationally. Record low inventory coupled with high demand is pushing prices up. If you’re looking to buy a home and considering stretching your finances a bit, remember that there are many costs beyond the selling price. It’s important to weigh all the “little extras” when figuring out your budget. Here are some top costs to conside ..

3 Things You Need to Know about putting 20% Down

Monday, May 14, 2018
When purchasing a house you have several different loan options, depending on which state and/or county you are looking to purchase in. Most first time home buyers choose to go with a FHA Loan because it only requires 3.5% down in most cases. Let's be honest, it's easier and less stressful to try and save 3.5% than a whopping 20%. Am I right? But before you decide to terminate that le ..

Take the guilt out of gift giving

Wednesday, December 09, 2015
The holiday season has arrived, bringing with it some of the biggest shopping days of the year. Each year we look forward to this time to shop for great bargains and holiday gifts. But many of us don’t plan for this financially. We go out and buy whatever we want, often just because it’s on sale. We decide we’ll deal with the consequences later. So let’s do it differen ..

4 Simple Ways To Save in 2015

Monday, January 19, 2015
We all love saving money wherever and whenever possible, while some are horrible at going out of the way to do so. For instance, some of us generally fail at setting and sticking to budgets. Trying to use coupons at the grocery store, forget it there may be weeks or months when I forget they exist. Instead, moderation may be key when it comes to pretty much everything, including attempting to  ..

Credit DO's and DONT's

Wednesday, October 29, 2014
1. Definition of Credit- Predictive analysis of future default rate. 2. Online free reporting systems use a range of 500-990 3. Actual reporting agencies use range of 300-850 4. Two most important factors in your FICO 35% Payment History 30% Amounts Owed 15% Length of the account 10% New Credit 10% Types of Credit 5. Amount and types of recommended debt you should c ..

5 ways to save money using your smartphone

Wednesday, September 24, 2014
We all want to save a little money, but sometimes our busy schedules get in the way of our budgets. However, there's no excuse for overspending when most of us have a great money-saving tool in our purses and pockets. Here are five ways to save a ton using your smartphone: Compare Prices It's easy to spot a good deal, but wouldn't you rather have the best deal? Apps like RedLaser allow you  ..

How to build credit the smart way

Friday, August 15, 2014
A great way to build credit is by making on-time credit payments every month. How to Build Credit with a Credit Card Any credit card, including a secured card, works well for this. Just choose a routine monthly expense, charge it on your credit card and pay the account in full each month. Payment history makes up 35 percent of your credit score, so making a series of on-time payments can re ..

5 easy steps to get control of your finances

Monday, August 11, 2014
If you’re living from paycheck to paycheck or your finances are feeling pinched, it’s a good indicator that it’s time to take control of your finances. One of the most important steps to doing that is to take a good hard look at the money you have coming in vs. the money you have going out, so that you can establish a solid budget — and stick to it. Here are 5 easy ste ..

Are you sabotaging your financial freedom?

Friday, August 01, 2014
Hitting big in Vegas, winning the lottery, inheriting a fortune and inventing the next billion-dollar idea can be paths to financial freedom. Unfortunately for most of us, our own path instead requires some smart decision-making, discipline, budgeting and real work. No matter the size of your paycheck, your financial moves can make a big impact on how you live. To avoid financial difficulties or h ..

How to refinance your home with bad credit

Friday, July 25, 2014
Looking for a way to refinance your home when you have bad or blemished credit? You do have refinancing options and you don’t need perfect credit to qualify. Check Out HARP 2 One option to consider is HARP 2, the revamped federal Home Affordable Refinance Program. There are no loan-to-value restrictions in this refinancing program. But there are a few requirements: Your ..


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Disclaimer: Improvement of your credit score and/or particular results vary per client. We cannot guarantee any results or improvement as stated in our Guarantee Disclaimer. Following our best results practices and educational consulting, we do typically see improvement in credit scores.