CALL NOW! (866) 655-4411
HomePersonal CreditBusiness CreditResourcesEducationTestimonialsAbout UsContact UsLogin
Careers
CE Classes for Realtors

RECOVER Your Credit Profile!

Contact our experts today to find out how we can help you realize your dreams and change your life!
Contact Us Today

Recent Success Stories

Aaron
Texas
Don and Cindy
Texas
Lisa
Dallas, Texas
Michael Nasserfar
Austin, Texas
Maria
San Francisco, CA

5 Things to Know before Buying a House

Monday, June 04, 2018
Home prices are on the rise nationally. Record low inventory coupled with high demand is pushing prices up. If you’re looking to buy a home and considering stretching your finances a bit, remember that there are many costs beyond the selling price. It’s important to weigh all the “little extras” when figuring out your budget. Here are some top costs to conside ..

3 Things You Need to Know about putting 20% Down

Monday, May 14, 2018
When purchasing a house you have several different loan options, depending on which state and/or county you are looking to purchase in. Most first time home buyers choose to go with a FHA Loan because it only requires 3.5% down in most cases. Let's be honest, it's easier and less stressful to try and save 3.5% than a whopping 20%. Am I right? But before you decide to terminate that le ..

5 Mistakes Every First Time Homebuyer Makes

Wednesday, May 18, 2016
Think you’re ready to buy your first home? Like so many who are eager to own, you’re probably excited to jump right in and check out some open houses. But before you go anywhere, the smartest buyers take a step back to make sure they’re really prepared. So that you can be taken seriously as a buyer in any market, we want to share some rookie mistakes to avoid. #1 Mista ..

3 Costs Homebuyer might not see coming

Monday, November 24, 2014
You’ve got a lot to think about when you are buying a home. From calculating how much house you can afford to deciding what you are looking for in a property, it’s important to make sure you aren’t forgetting anything. Consider the following extra costs often incurred when buying a new home so you won’t be left scrounging for cash after your big purchase. 1. Inspection ..

I bought a house, now what?

Wednesday, September 17, 2014
Congratulations! You now own a piece of the American Dream. But before you sit back and rest in your new piece of real estate, here are a few financial tips for being a homeowner. 1. Use Your Home to Build Good Credit Make your mortgage payments on time every month, because late payments can stay on your credit report for up to seven years. If you’re having financial difficulties ..

How much down payment do you really need to buy a house

Monday, September 15, 2014
Looking to get your foot in the door (of your new home)? If you’re a renter who’s tired of paying someone else’s mortgage, now may be the time to pursue the American dream of homeownership. In fact, the days of needing a 20% down payment are long gone. While you can always elect to put down the full 20% or more, there are now many alternatives available. Here’s what you wan ..

What happens to your credit when purchasing a home

Wednesday, August 20, 2014
How buying a home impacts your credit depends on how you managed your credit throughout the lending process and how you deal with your mortgage payments after you become an official homeowner. How Applying for a Mortgage Affects Your Credit When you decide you want to buy a home, your credit plays a big role in the loan approval process. If you’re thinking about buying a home and want ..

Why your job matters when buying a home

Wednesday, July 16, 2014
Did you recently change jobs or receive a promotion? Despite what you might have heard, it is still possible to qualify for a mortgage to buy or refinance a home using your new income. The lending atmosphere is rife with misconceptions about job gaps, job changes and occupational changes within the course of an employment time frame. You can get a mortgage if you switched jobs or even changed indu ..

Fannie and Freddie Looking for a 5% Home Price Growth in 2014

Monday, June 09, 2014
The numbers from the housing sector by and large have been weaker than originally expected during the first months of 2014. A new, revised 2014 outlook from Freddie Mac is out, and we have compared it to the most recent outlook from Fannie Mae from the end of April. The result is that construction and home sales are expected to be up. The bad news is that appreciation seems to have peaked, which w ..

Alternatives to putting 20 percent down on a home

Monday, April 14, 2014
It's a mantra often repeated in the real estate industry: If you want to buy a house, you need a 20 percent down payment. But with the average house in the U.S. costing $311,400 as of December 2013, according to the Census Bureau, all one has to do is the math to get a coronary. Raising a 20 percent down payment isn't an easy thing to do. Fortunately, you don't have to. "It's a myth that a ..

 

PREPARE FOR A BETTER TOMORROW!
FREE E-Books! Enter your details below
Enter Word Verification in box below
Captcha Image


RECENT POSTS
BLOG ARCHIVE
BLOG TAGS
Copyright 2014 - Rising Point Solutions - All Rights Reserved | Privacy Policy & Affiliate Disclosure

Disclaimer: Improvement of your credit score and/or particular results vary per client. We cannot guarantee any results or improvement as stated in our Guarantee Disclaimer. Following our best results practices and educational consulting, we do typically see improvement in credit scores.