CALL NOW! (866) 655-4411
HomePersonal CreditBusiness CreditResourcesEducationTestimonialsAbout UsContact UsLogin
How It Works
Credit Education
RPSMixer Events
Credit Monitoring
Secure Credit Cards
Rental Reporting
CE Classes for Realtors
How much is your bad credit costing you?
Pros vs Cons of Renting versus Buying

RECOVER Your Credit Profile!

Contact our experts today to find out how we can help you realize your dreams and change your life!
Contact Us Today

Recent Success Stories


17 Tips for Paying Off Student Loans

Tuesday, July 08, 2014
17 Tips for Quickly Paying Off Student Loans 1. Don't ignore the debt. "Just because you don't see it doesn't mean it will magically be repaid for you," cautions Burr. 2. Read the fine print and know the repayment guidelines. "I read through my grad school loans after the fact and owed nearly $15,000 more than I expected," he recalls. "You need to know when your payments are due, how much ..

3 Debt Consolidation Traps to Avoid

Wednesday, July 02, 2014
Looking for smart ways to consolidate credit card debt? Watch out for these three debt consolidation traps. 1. Forgetting to Pay Minimum Card Payments When consolidating your credit card balances on to a new card, don’t forget to pay the minimum payment on each of your credit cards. It may take up to two weeks to process a balance transfer and if you don’t make the minimum payme ..

How Much Debt is Too Much?

Wednesday, June 25, 2014
Borrowing money can be a useful financial and credit-building tool. It can allow us to attain financial goals, including going to college and buying a home or a car. And it can be very convenient and cost-effective to pay for various expenses on a low-interest rate credit card. But how much debt is too much debt? Credit Cards If you are having trouble making the minimum payments on your cred ..

3 Strategies for Consolidating Debt

Monday, June 23, 2014
Are you tired of juggling all your loans and credit card balances? These three debt consolidation strategies can help simplify your plan to get debt-free. 1. Consolidate Your Credit Cards Rather than pay five credit card bills each month, why not pay one? Consolidate all those smaller credit card balances onto a single card and simplify your finances while also getting a lower interest rate ..

Tips for Consolidating Credit Card Debt

Wednesday, June 18, 2014
Feeling weighed down by high-interest credit card balances? These debt consolidation tips can help. 1. Check Your Credit Review your credit reports and correct any errors. An error on your credit report could prevent you from qualifying for the debt consolidation help that you need.’s free Credit Report Card can help you understand what’s inside your credit report, an ..

How to Pay Off Credit Card Debt

Monday, June 16, 2014
Determined to knock out your credit card debt once and for all? These tips can help you move from debt-stressed to debt-free. Start With a Credit Reality Check Those credit card balances are weighing down more than your wallet. They may be dragging down your credit score, too. If you want to see how your debt is affecting your credit, you can check your credit scores for free using Cred ..

What happens if I never pay my credit card bill?

Wednesday, June 04, 2014
Bills. Ick. Many of us have thought, “What would happen if I just pretended this credit card bill didn’t exist? Hmmm…” However, failing to pay your credit card bill can have a slew of consequences, and they only get nastier as time goes on. In addition to the almost certain stress you’ll experience the longer your debt goes unpaid, avoiding your credit card bill ..

The worst money mistakes you can make at any age

Wednesday, May 28, 2014
Everyone makes mistakes with money. We don’t save enough, or we spend too much on something frivolous. We sell shares in a stock too soon or not soon enough. “But there are also financial concerns that are unique to different stages of life,” says Joel Ohman, CFP and founder of Avoiding them as you go along can save you a lot of stress (and money!) both no ..

Do-It-Yourself Debt Reduction

Wednesday, May 21, 2014
With a little dedication and prior planning, it is possible to reduce your debts on your own. Why pay debt counselors and consolidation agencies fees for things you can do yourself? shows you the tricks of the trade and the fastest way to reduce your debts on your own. Step 1: Evaluate Your Debts Collect all your financial documents and print out your credit reports to see ex ..

Statue of Limitations On Debt Collection by State

Wednesday, May 14, 2014
The statute of limitations (SOL) is the length of time a creditor or debt collector can file a lawsuit against you. Typically, the statute of limitations starts when you miss your first payment and go delinquent on the debt. Many consumers confuse the credit reporting statute of limitations with debt collection statute of limitations. In many cases, the statue of limitations to collect a  ..


FREE E-Books! Enter your details below
Enter Word Verification in box below
Captcha Image

Copyright 2014 - Rising Point Solutions - All Rights Reserved | Privacy Policy & Affiliate Disclosure

Disclaimer: Improvement of your credit score and/or particular results vary per client. We cannot guarantee any results or improvement as stated in our Guarantee Disclaimer. Following our best results practices and educational consulting, we do typically see improvement in credit scores.