CALL NOW! (866) 655-4411
HomePersonal CreditBusiness CreditResourcesEducationTestimonialsAbout UsContact UsLogin
Careers
CE Classes for Realtors

RECOVER Your Credit Profile!

Contact our experts today to find out how we can help you realize your dreams and change your life!
Contact Us Today

Recent Success Stories

Aaron
Texas
Don and Cindy
Texas
Lisa
Dallas, Texas
Michael Nasserfar
Austin, Texas
Maria
San Francisco, CA

Why is it so Difficult for Millennials to Save?

Wednesday, December 05, 2018
Americans are not very good at saving money. CNBC shows that over 57% of Americans have less than $1,000 in their savings accounts. What’s even worse, only 46% of Millennials have any savings at all. The story isn’t as dire as it seems. There are many Millennials who are financially savvy. A survey released by Bank of America found that one in six Millennials have over $100,00 ..

Why Did My Credit Score Drop?

Wednesday, August 15, 2018
An airline credit card with an insane rewards program was released recently and you just have to have it. Or, the apartment of your dreams just popped up on Padmapper and you need your name on the callbox, like, yesterday. So –– naturally –– you use one of your free annual credit checks through Experian, Equifax, or TransUnion to check up on things, and suddenly you find yo ..

Jump Start your 2016 Budget

Wednesday, December 30, 2015
Paying down your debt is a popular and noble goal to work toward. Of course, getting to that zero balance is easier said than done. Fortunately, there are some ways you can make the task a bit easier and increase the odds you'll stay on track. Here's how to jump-start your debt repayment plan in 2016. 1. Keep Your Other Resolutions New Year's can be a great time to rebalance your budge ..

A few things to consider before making a balance transfer

Wednesday, December 16, 2015
Credit cards allowing balance transfers can often save you a great deal of money in interest. However, if you’re not careful, they can also end up costing you a great deal of money. If you are debating whether or not you should transfer a balance from another credit card or loan, it's important to consider some key factors. 1. Introductory APRs One of the best times to transfer a balance i ..

Settling Debt - Be in The Know

Wednesday, November 05, 2014
If you are struggling to make your credit card payments or to pay off other debts, it may be time to start negotiating with creditors in order to avoid bankruptcy proceedings. You need to be prepared though, as they are used to people requesting some sort of concessions in negotiations and very good at avoiding them. Keep in mind that while you’ll only be going through this negotiation  ..

7 ways you're using your credit card wrong

Friday, September 26, 2014
Credit cards are one of the most widely used — and abused — financial tools in the U.S. Among households with credit card debt, the average balance they’re carrying is more than $15,600, according to Nerdwallet, a figure that has barely budged since the recession. The troubling part is that many Americans know very little about credit at all. A survey by the Consumer Feder ..

Six saving tricks that can backfire

Monday, September 22, 2014
While reviewing your finances, you may struggle to find reasons why your budget isn’t working. Everyone loves saving money, but the way you cut back can make a big difference. In fact, certain budget habits can actually cost you dearly. Even the best saving intentions can lead to financial flubs, it’s all about executing them correctly. Here are a few ways you could sabotage your  ..

The most expsensive mortgage mistakes you can make

Friday, September 12, 2014
We all make financial missteps, whether it’s an impulse purchase in the checkout aisle or something less defensible, like an extended warranty or rental car insurance. But bigger purchases – like, say a home – can really magnify mistakes. Missteps when it comes to securing a mortgage often prove especially damaging, given the size and staying power of the obligation. He ..

Can my student loans keep me from getting a mortgage?

Friday, September 05, 2014
The student loans that helped to finance your college degrees may make it more difficult for you to buy a home. Heavy student loan burdens can delay your home buying dreams for two key reasons. First off, if you are struggling to pay your student loan payments each month, it can be difficult to imagine saving up enough money for a down payment on a home, especially if you are getting by o ..

Can I Pause My Student Loan Payments?

Wednesday, September 03, 2014
Would you like to hit pause on your federal student loans payments? Reach out to your lender and find out if you qualify for a deferment or forbearance of your student loan payments. Deferment postpones the payments of your federal loans and is allowed in certain situations. Forbearance stops your student loan payments or reduces your monthly payment amount for up to 12 months.  ..

 

PREPARE FOR A BETTER TOMORROW!
FREE E-Books! Enter your details below
Enter Word Verification in box below
Captcha Image


RECENT POSTS
BLOG ARCHIVE
BLOG TAGS
Copyright 2014 - Rising Point Solutions - All Rights Reserved | Privacy Policy & Affiliate Disclosure

Disclaimer: Improvement of your credit score and/or particular results vary per client. We cannot guarantee any results or improvement as stated in our Guarantee Disclaimer. Following our best results practices and educational consulting, we do typically see improvement in credit scores.