If there's one obstacle that prevents most millennials from investing either independently or with a financial adviser, it's the burden of college loans. These loans weigh down graduates, preventing them from seizing new financial opportunities until they clear their debt. Read the article via The 5 Fastest Ways to Repay Your College Loans (http://yhoo.it/1alt0oV) | Yahoo Finance ..

"He who's down one day can be up the next, unless he really wants to stay in bed." - Don Quixote  ..

New mortgage lending rules are into effect which aims to put an end to the worst mortgage lending abuses of the past. Read the article via What the New Mortgage Rules Mean for You (http://yhoo.it/1aCcvZb) | Yahoo Finance ..

With the recent theft of Target and Neiman Marcus customer information, it's becoming painfully clear that most Americans have a greater chance of having their identity information stolen than being actually held up at gunpoint. Read the article via Identity theft getting worse: What you need to know for tax season (http://yhoo.it/1j5LRwp) | Yahoo Finance ..

Have you checked your credit lately?? How does it look?!  ..

Credit is all sorts of fun. Not everyone shares this enthusiasm, though. The mention of credit scores, loans, credit reports and the like are known to make people cringe, and that’s understandable. It’s not the easiest thing to wrap your mind around. Read the article via 5 reasons people fear credit (http://bit.ly/1dCCGMp) l Credit.com ..

If you pay your bills on time, you can improve your credit scores — it can be that simple. Now, for someone who has irregular income or is dealing with unemployment, this can be tricky, but someone with regular paychecks should be able to pay the bills on time. Payment history has a big impact on your credit scores, so if you’re looking for a place to start when improving  ..

Starting TODAY Rising Point Solutions will be posting fun and exciting videos or pictures to make your Friday go by a little faster. Check back each week to see what new and exciting video or picture we will have! Check out our latest video! Happy Friday from The Rising Point Team! ..

Plenty of things can help a consumer’s credit scores, and even more can hurt it. But not everything is positive or negative. Some things in the financial world just don’t matter when it comes to credit. Read the article via 5 Things That Won’t Hurt Your Credit Score (http://yhoo.it/1k4Rlsu) l Yahoo Finance ..

With big changes coming to the mortgage industry at the beginning of next year, many consumers will want to evaluate their home-buying plans. Regulations drafted by the Consumer Financial Protection Bureau will change the definition of a qualified mortgage for any loan applications received on and after Jan. 10, and many consumers may find themselves unable to meet the new requirement ..