Wednesday, March 08, 2017
Wednesday, March 01, 2017
Thursday, February 23, 2017
How does debt affect my credit?
When it comes to your credit scores, the amount of debt you owe — also commonly referred to as your credit utilization — is second in importance only to whether you pay your bills on time. Credit utilization — essentially how much debt you’re carrying versus how much credit has been extended to you collectively and on individual credit ca ..
Wednesday, February 22, 2017
Thursday, February 16, 2017
Wednesday, February 08, 2017
Getting evicted from an apartment can make it difficult to find a new place to live and it can hurt your ability to get new credit if your landlord obtains an eviction judgment against you in court.
Once a judge has ruled in favor of the landlord and that judgment is considered final, the three major credit reporting agencies, Experian, Equifax and TransUnion, receive notices of the eviction. ..
Friday, February 03, 2017
Wednesday, February 01, 2017
This is the kind of hangover that can really cause some damage.
It’s a little over a month since Christmas Day, and New Jersey residents are facing the bill for all the holiday gifts and entertainment they may have purchased with the simple swipe of a credit card.
Known in the industry as the holiday debt hangover, credit experts say it’s important for consumers to addres ..